01
How much cash do I need to buy?
The deposit is not the whole story: taxes and transaction costs are paid separately and the lender does not finance them. This is the figure that breaks most budgets.
Tools
Run the numbers before the lender does.
Three questions, three tools: how much cash a purchase in Catalonia actually needs, what the monthly payment would be, and what you would save by moving your mortgage to another bank.
02
What will I pay each month?
A quick estimate of the instalment, capital and total interest, so you can test whether the purchase fits before speaking to any lender. Move the values and the result updates instantly.
Monthly payment€1,121.40
Amount financed€224,000
Total repaid€336,419
Total interest€112,419
Indicative estimate. The real payment changes with the lender’s fees and linked products.
Review my real case
These figures are indicative. We calculate the best structure for your specific case.
03
I already have a mortgage: is switching worth it?
Moving lender only makes sense when the interest saved covers the switching costs within a reasonable period. This gives you the number instead of the hunch.
From the estimate to the transaction
A calculator does not negotiate with the bank.
These tools estimate with the general rates in force. Your real case depends on the valuation, your profile and each lender’s policy. We review that for free, in English, with no commitment.