Where we work
We prepare your mortgage remotely and attend the notary signing with you in person. We close mortgage deals all over Spain.
Remote · in-person notary signing
Girona, Lloret, Platja d’Aro, Begur, Roses
Market data. Foreign buyers signed 25% of all home purchases in the province of Girona in 2025, the fifth-highest share in Spain.
Purchase tax · Catalonia. Catalonia charges transfer tax in bands, each rate on its own slice: 10% up to €600,000, 11% up to €900,000, 12% up to €1,500,000 and 13% above.
Remote · in-person notary signing
Barcelona, Sitges, Castelldefels, the Garraf
Market data. Barcelona ended August 2026 at €5,440/m² and Sitges was above €4,800/m² in summer 2026 (idealista).
Purchase tax · Catalonia. At these prices many purchases exceed €600,000 and reach the 11% band of Catalan transfer tax. Valuations can also come in below the price.
Source: idealista · Barcelona · idealista · Sitges
Office in Salou
Salou, Cambrils, Tarragona, Reus, Vila-seca
Market data. Salou stood at €2,676/m² in May 2026 (idealista), far below Barcelona.
Purchase tax · Catalonia. At these prices many purchases stay below €600,000 and pay 10% transfer tax. This is where our office is.
Source: idealista · Salou
Remote · in-person notary signing
Valencia city, Gandia, Cullera, Sagunto
Market data. Valencia city stood at €3,469/m² in August 2026 (idealista), 6.1% higher than a year earlier.
Purchase tax · Valencian Community. Since 1 June 2026 standard transfer tax is 9%. Above €1,000,000 the 11% rate applies to the whole value, not only the excess.
Source: idealista · València
Remote · in-person notary signing
Alicante, Jávea, Altea, Dénia, Torrevieja
Market data. Alicante city reached €2,721/m² in August 2026, an all-time high (idealista).
Purchase tax · Valencian Community. Same rules as Valencia: 9% transfer tax on resale homes (11% on the whole value above €1,000,000) and 1.4% stamp duty on new builds. Below €1,000,000, transfer tax is one point lower than Catalonia’s first band.
Remote · in-person notary signing
Cartagena, San Javier, Los Alcázares, San Pedro del Pinatar, Mazarrón
Market data. Foreign buyers signed 21.4% of all home purchases in the Region of Murcia in 2025 (Land Registrars).
Purchase tax · Region of Murcia. The Region of Murcia charges a flat 7.75% transfer tax since July 2025 and 1.5% stamp duty on new builds. A few kilometres north, in Torrevieja, the Valencian 9% applies.
Remote · in-person notary signing
Marbella, Estepona, Benahavís, Fuengirola, Málaga
Market data. Marbella stood at €5,956/m² in August 2026, 4% higher than a year earlier (idealista).
Purchase tax · Andalusia. Andalusia charges a flat 7% transfer tax with no bands: a €1,500,000 home pays €105,000, against €165,000 in Catalonia.
Source: idealista · Marbella
Remote · in-person notary signing
Palma, Andratx, Calvià, Ibiza, Menorca
Market data. The Balearic Islands had the highest share of foreign buyers of any Spanish region in Q2 2026: 32.27% of registered home purchases (Land Registrars).
Purchase tax · Balearic Islands. Transfer tax in bands, from 8% up to €400,000 to 13% above €2,000,000, and 1.5% stamp duty on new builds, rising to 2% on the whole value from €1,000,000.
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