Purchase feasibility
We calculate deposit, taxes, costs and an affordable payment before the transaction timetable becomes difficult to change.
Mortgage broker · Tarragona
Buying in Tarragona? Compare before you sign.
We assess your purchase, prepare the application and compare viable Spanish mortgage options—explained in English from our nearby office in Salou.
No initial assessment fee · Remote support · Bank of Spain register E760
Straight answer
What you need to know
A mortgage broker in Tarragona can assess affordability, prepare the lender file and compare terms across different Spanish banks. RCG Finance supports Tarragona purchases from its Salou office and works with local residents, expats and non-residents from the initial numbers through to completion.
How we help
A clearer route to a Spanish mortgage.
We prepare one coherent case, compare viable lenders and explain conditions in plain English before you make a decision.
The right lender shortlist
Property use, income source and residence determine which lenders are worth approaching and how the case should be presented.
Support through completion
We explain the formal offer, linked products and key mortgage milestones so you can coordinate with your lawyer and notary.
Your case
Tarragona purchases do not all fit one lending model.
A main home in the city, a second residence near the coast and a refurbishment purchase can produce different valuation, liquidity and timing questions. We review the specific transaction rather than applying a generic percentage.
We do not claim a fictitious Tarragona office. Our registered base is in Salou, and we support Tarragona buyers by video, phone and coordinated local appointments where needed.
International income can be considered, but it must be presented clearly. We identify the relevant tax, employment, company or asset documentation before the file reaches a lender.
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Useful next steps
Frequently asked questions
Before you apply
Can you help if I live outside Spain?
Yes. We can begin the feasibility review remotely and prepare a non-resident application in English.
Do you charge for the initial assessment?
No. The initial feasibility assessment is free. Any later professional fee and its trigger are explained in writing before you contract the service.
Can you guarantee an 80% or 90% mortgage?
No responsible intermediary can guarantee approval or a percentage without a full lender assessment and valuation. We model realistic scenarios and explain the variables.
When should I contact a broker?
Ideally before signing a reservation or deposit contract. If you have already signed, share the deadlines immediately so the financing timetable can be checked.
Who we are
RCG Finance, in one paragraph.
RCG Finance is the trading name of RCG 2026 S.L., a mortgage broker registered with the Bank of Spain as a real-estate credit intermediary (no. E760) and based in Salou, Tarragona. We prepare mortgage applications in English and Spanish for buyers anywhere in Spain, compare lenders and negotiate on your behalf. We do not lend, we are not tied to any bank or exclusive to any, and we only charge if we get your mortgage.
Guides and service pages are reviewed by Rafael, founder of RCG Finance (former debt and M&A advisor at KPMG and PwC).
RCG Finance (rcgfinance.es) is a Spanish mortgage broker and has no connection with other companies that use the RCG initials.
Your mortgage, properly prepared
Start with the numbers, not with a bank.
Tell us where you live, what you plan to buy and how much cash you can contribute. We will review the case and explain the realistic next steps.