Funds and budget
Separate deposit, purchase taxes, transaction costs and a contingency reserve without relying on unapproved lending.
Free PDF · English + Español
The checklist for preparing a Spanish mortgage from abroad.
Organise documents, funds and timing before reserving a property. Seven practical pages, no sign-up and ready to print.
Direct download · No email required · Updated September 2026
7 pagesWhat is inside
What to clarify before signing a deposit agreement.
Document folder
Identity, income, tax, assets, debts, source of funds and any translation or certification requirements.
Transaction timetable
Feasibility, purchase review, application, comparison, valuation, decision, FEIN and notary.
How to use it
Ten minutes now can prevent weeks of delay.
This is general guidance: each lender may request additional evidence and approval always remains subject to its underwriting decision.
- 01
Complete the English or Spanish section before reserving a property.
- 02
Tick what is ready and collect the missing evidence in one folder.
- 03
Bring the checklist to your initial review so the critical points are identified early.
Frequently asked questions
About the download
Is the checklist genuinely free?
Yes. It is a direct download and you do not need to submit your email address or create an account.
Is it available in Spanish too?
Yes. The same PDF contains three practical pages in English and three in Spanish, plus a bilingual cover.
Does it amount to mortgage approval?
No. It helps prepare the transaction but does not replace lender underwriting or legal and tax advice.
Next step
Turn the checklist into a lender-ready case.
If you know the price, country of residence, income currency and available funds, we can review feasibility and timing before you commit to the purchase.